576 N. Telshor Blvd.,

Las Cruces, NM 88011

Mann Mortgage supports our heroes: Discover the benefits of VA loans today!

Exceptional, preferred lending option for those who have served us, including affordable $0 down loans.

What are VA home loans?

If you reside in Fairacres, La Mesa, or Radium Springs and are contemplating borrowing money, it’s essential to understand the significant advantages of VA Loans. While we won’t disclose the specific client’s name, our Las Cruces Office is a trusted resource with a wealth of experience in assisting individuals like you in navigating the intricate landscape of VA Loans. VA Loans represent a remarkable opportunity, particularly for veterans and active-duty service members, to realize their dreams of homeownership. These loans stand out for several reasons. Firstly, they offer the chance to purchase a home with no down payment, easing the financial burden associated with traditional mortgages. Moreover, VA Loans often come with competitive interest rates, which can translate into substantial long-term savings. Our guide will delve deeper into the mechanics of VA Loans, unraveling their inner workings to provide you with a comprehensive understanding of how they can serve as the ideal solution for your housing needs. Whether you’re a veteran or an active-duty service member in our community, exploring the possibilities of VA Loans through our Las Cruces Office could be your key to achieving homeownership and financial security.
Elderly woman pinning a medal on the shirt of an elderly veteran man.

Not sure where to get started? That's okay too, we're happy to meet you where you're at and direct you to the right place or person.

VA loans
at a glance.

  • VA Loans are a unique mortgage option designed to provide financial assistance to veterans, active-duty service members, and eligible spouses.
  • One of the standout features of VA Loans is the ability to purchase a home with no down payment, making homeownership more accessible.
  • VA Loans typically offer competitive interest rates, which can result in significant savings over the life of the loan.
  • VA Loans have lenient credit and income requirements, making them accessible to a broader range of borrowers.
  • Unlike conventional loans, VA Loans don’t require PMI, further reducing the cost of homeownership.

Applying for a home has

never been easier

Our quick and secure process takes less than 10 minutes to apply.

Learn more about

VA loans

VA Loans are available to veterans, active-duty service members with qualifying service periods, and eligible spouses. The specific eligibility criteria can be obtained through our Las Cruces Office.

The maximum loan amount for a VA Loan varies by location but can go up to several hundred thousand dollars. The Las Cruces Office can provide precise information based on your area.

While VA Loans don’t require a down payment, there may be some closing costs. However, these can often be rolled into the loan or negotiated with the seller.

Yes, in most cases, you can reuse your VA Loan benefits if you meet certain criteria. Our Las Cruces Office can guide you through the specifics.

To apply for a VA Loan, you’ll need to obtain a Certificate of Eligibility (COE) and work with a lender experienced in VA Loans, such as our Las Cruces Office. The COE can be obtained through the Department of Veterans Affairs.

In conclusion, VA Loans offer a wealth of advantages to eligible individuals in Fairacres, La Mesa, and Radium Springs. Whether you’re a veteran, active-duty service member, or spouse, exploring the possibilities of a VA Loan could be your path to homeownership. For personalized guidance and to learn more about how our Las Cruces Office can assist you, contact us today.

“I was put in a situation where I quickly needed to find an affordable home using a VA loan the Mann mortgage team took care of that. I am grateful that they took care of my needs and quickly and professionally.”

Adam P. B.

Let's get you home.

0% down financing for qualified veterans, service members & eligible spouses. Our local loan experts will help guide you.

If you have a loan officer you are working with, please select them from the list below.